Top Savings Accounts Online

Finding the top savings accounts is no easy task. There’s a lot that goes into the decision of where to put your money.

Personally, I prefer to use both online and local banks. Online banks tend to have higher interest rates, lower fees, and better user interfaces.

Local banks, i.e. not Bank of America and Chase, offer great customer service, the ability to walk into the bank and deposit or withdrawal your money, and if you’re willing to look around, high interest savings account.

In this category of Gen Y Wealth, my goal is to provide the most in-depth reviews of online banks. As well as, offer you advice on what you should look for in a local bank.

You deserve to have your money held at a bank with one of the top savings accounts, with top of the line customer service.

Here are a few quick tips when selecting a bank:

  1. Always make sure that your bank is FDIC Insured. To do this, perform a search on the FDIC’s website.
  2. Always place a phone call before committing to a bank to check on the customer service. It helps to have a question in mind beforehand, even if you already know the answer.
  3. Understand the current rates and all current fees.

The posts below are reviews of some of the top savings accounts online.